Prudent saver? We can help you Prosper.
You have made some good decisions and have always been sensible with your finances. You live a comfortable lifestyle but your spending habits are not extravagant. You most likely have a good sized pension and have accumulated cash savings over the years.
You are looking to make sure that your future is secure and that your investments out perform the inflation rate and steadily grow your wealth.
“All queries, however small, are dealt with in a helpful and positive manner.”
Our Prosper service is designed to help you achieve clarity on your current financial position. Once we have done this you can focus on your dreams for the future and we will help you design a clear plan on how to get there.
LOOKING AT YOUR OPTIONS
As you think to your future and consider your finances, you will most likely be worried about things like inheritance tax and care fees. Using the figures you provide to us we can take you through each of these areas and show you how much you will need based on different projected scenarios.
WHAT MATTERS MOST
Our Prosper service provides you with clarity on your financial position which gives you a better perspective on what is of the most importance to you. Until you have this clearly defined it is difficult to start focussing on your long term goals and crafting a plan for your financial future.
BUILDING ON YOUR HARD WORK
You will be keen to make sure that you keep steadily building your wealth whilst avoiding the need to take unnecessary risks. We can guide you through your options and suggest the right path to take to suit your needs and maximise the assets that you have worked so hard to acquire.
YOUR REAL POSTION MAY SURPRISE YOU
We find that our Prosper service can be quite enlightening for many of our clients in your position. Once we have shown you your personalised financial projections, you may be surprised to find that you already have enough to retire.
Financial planning enables you to live the life that you want while you are still fit enough to do so. You will be able to make complex decisions more easily and relax in the knowledge that you and your family are going to be secure no matter what happens. Ultimately our Prosper service aims at giving you financial freedom and letting you live life your way.
GROWING YOUR WEALTH
We will manage your investments so that you can sit back and watch your wealth grow, safe in the knowledge that your assets are generating your desired income and your money is being looked after by regulated experts with a proven track record for growth and a genuine dedication to customer care.
We aim to provide you with financial freedom so that if you choose to, you can rely on your own assets rather than work.
Welcome to our Prosper service.
Our goal is to help you achieve your full potential using our award winning financial planning and wealth management services.
We believe that everybody deserves to live a secure and fulfilled life and this belief is what our Prosper service was built around.
The service focuses on three main areas…
Our Prosper service is designed to help you gain complete clarity over your present and future financial positions. We use our planning software to show how different scenarios will affect your long-term security.
By developing a comprehensive Financial Plan, we enable you to take control of your finances and focus on getting you to your goals as quickly as possible.
With a Financial Plan in place, you can sit back and relax, safe in the knowledge that your money is being looked after by regulated experts with a track record for growth and a genuine dedication to customer care.
What do our clients have to say about us?
FIRST CLASS SERVICE
“We contacted Woodruff Financial Planning initially with no clearly developed view of our investment priorities. The service we have received has been first class in every respect; Woodruff Financial Planning has explained our options clearly at every stage of the process, always offering professional yet impartial advice and guidance. We have every confidence in the quality and integrity of service provided by Woodruff Financial Planning, and would recommend them without reservation.”
Liz and Alan Lazell
"Clear and constructive advice tailored and flexible to our needs and requirements."
"You keep in regular contact, and communicate well."
"You make us feel valued."
"You take the time to understand the client."
of our clients say our advice is easy to understand
of our clients say they get value from our service
of our clients say we care about their needs
of our clients say they are "extremely happy" or "very happy" with our service
of our clients would recommend us to a friend
of our clients say they trust us to look after their best interests
Designed with you in mind.
The discovery meeting allows us to find out about you and also helps you to decide if you want to work with us. We ask a series of questions to understand what’s important to you, and what your primary goals are for the future. We use visualisations to explain the Financial Planning process so you can evaluate how it could benefit you. We send you a Service Proposal to explore the issues from this meeting and explain how our service will work for you.
In the fact find meeting we gather the data we need to understand your finances. We conduct a comprehensive data analysis of your income, expenses, assets, and liabilities, so we can examine current and future spending patterns. We need comprehensive details to fully evaluate your position so we can plan for your future. We help you to make sense of your money and fill in any gaps in your data. We will follow up with further queries to your product providers.
Your financial plan examines your current finances, based on reasonable assumptions about the future. We assess possible gaps in your planning you might not consider, so you can be in a more secure position. We compare the current position with different scenarios, so you will immediately see the benefits of any improvements we have recommended. This is a highly collaborative and interactive stage and puts you at the centre of your financial decisions.
Your financial plan will give you a series of recommendations to improve your financial security, and also work towards a better lifestyle. With a clear financial plan in place to achieve your goals, we can implement an investment management portfolio or arrange any appropriate financial products to meet any needs we identify. We'll do the administration so you can sit back and relax as we work hard to help you achieve the life of your dreams.
REVIEWING YOUR PLAN
You will receive regular contact from us with investment valuations every 3 months (although you also get access to our portal for daily valuations if you prefer). You will be offered at least one annual meeting to review your Financial Plan and investment portfolio, making the necessary adjustments for your current circumstances so that you remain on track to achieve your goals. We'll also update you with tax data, and make sure you use tax allowances as early as possible for maximum benefit.
Get your free mini guide on
How to Prosper From Your Savings
This FREE Mini Guide is perfect for you if you have significant savings in bank accounts and want this money to work harder for you, but are cautious about taking too much risk with your money.
Read what our clients think of our service...
See what sets us apart from other independent financial advisers...
Unit 5, Park Lane Business Centre, Park Lane, Langham, Colchester, Essex CO4 5WR
A DIFFERENT APPROACH
We focus on so much more than just your financial planning. We aim to help you reach your full potential, achieve your goals and help you live the life of your dreams.
Click below and discover our Prosper service.