How you could save £226,436 just by maxing out your ISAs

February 21st, 2017 by Dan Woodruff

Do you have taxable investments or savings? This article should be of interest if you pay income tax, but particularly if you pay income tax at 40% or greater, or if […]

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Transferrable ISA allowance on death

ISA allowances after the death of a spouse January 6th, 2016 by Dan Woodruff

We explain how married couples and civil partners can use the transferrable ISA allowance on death. This permits the surviving spouse to keep the accumulated ISA allowance of their deceased […]

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New ISA allowances explained for 2014-2015 (NISA)

March 22nd, 2014 by Dan Woodruff

Do you find ISAs confusing? They just got easier to understand, and a lot more generous after the Budget. This article explains all you need to know about the New […]

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What 5 years of record low interest rates mean for you

What is likely to happen to the low interest rates we have come to expect? March 7th, 2014 by Dan Woodruff

What would happen to your finances if interest rates went up to 3%? We know that interest rates won’t stay at 0.5% forever. Where are interest rates headed, and what […]

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Cash ISAs vs Stocks and Shares ISAs

Cash ISAs vs Stocks and Shares ISAs September 2nd, 2013 by Dan Woodruff

We get a lot of questions about cash ISAs vs Stocks and Shares ISAs. The rules on ISAs are confusing so this article aims to help you choose which is […]

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Banks give poor advice on cash ISA transfers

April 23rd, 2013 by Dan Woodruff

A survey by the consumer group Which? has again uncovered poor advice by banks on cash ISA transfers. Key points: Which? survey highlights poor advice by banks on cash ISA […]

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Holding too much cash in your bank account?

October 30th, 2012 by Dan Woodruff

It’s obviously a good thing to have lots of cash on hand. You can easily get your hands on the money when you need it, and at least it won’t […]

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