Illness and personal injury - Prosper logo diamond

Illness or personal injury? We can help you Prosper.

You or a family member have developed an illness or suffered a serious personal injury and are looking to fully understand the implications this may have on your financial future. Your income may be affected and you may wish to ensure you have enough money, no matter what happens.

You may be concerned about future care needs and require financial advice on the best way to invest possible pay-outs. Above all you will have a need to feel secure and in control in what is an extremely difficult time.

“I have total confidence in Woodruff Financial Planning and I’m glad they are at hand whenever I need advice.”

Paul Howes

Illness and personal injury - relaxed chair

Knowing that your future financial security is in safe hands and your wealth is growing will give you the peace of mind to get on with living your life and enjoying those moments that really matter to you.




If you have received a large amount you will want to maximise the difference this money has on your life. We will help you to get clarity on what you want your future to look like and can provide a financial plan to make those dreams a reality. Our planning software can also help you decide how much you can spend without the risk of running out of money.



If you are receiving a compensation payment this should not mean you lose any existing benefits. By legally ringfencing the money in a personal injury trust you can assure that the money is not taken into account when you are assessed for means-tested state benefits. We can help you maximise your financial future.



With your Financial Plan in place, you can sit back and relax, safe in the knowledge that your money is being looked after by regulated experts with a track record for growth and a genuine dedication to customer care. In managing your investments, we use proven strategies to deliver predictable results with minimum risk.


Illness and personal injury - Prosper logo diamond

Welcome to our Prosper service.

Our goal is to help you achieve your full potential using our award winning financial planning and wealth management services.

We believe that everybody deserves to live a secure and fulfilled life and this belief is what our Prosper service was built around.

The service focuses on three main areas… 

Independent Financial Advisers Colchester Essex - clarity


Our Prosper service is designed to help you gain complete clarity over your present and future financial positions. We use our planning software to show how different scenarios will affect your long-term security.



By developing a comprehensive Financial Plan, we enable you to take control of your finances and focus on getting you to your goals as quickly as possible.



With a Financial Plan in place, you can sit back and relax, safe in the knowledge that your money is being looked after by regulated experts with a track record for growth and a genuine dedication to customer care.


 Click below to learn more about how our Prosper service works 

Independent Financial Advisers in Colchester, Essex - Prosper diamond logo

What do our clients have to say about us?


“When you’re looking to secure your family’s future in case the worst should happen its important to work with a Financial Adviser in who you have a high level of both confidence and trust. I approached Woodruff Financial Planning to help me with some life and critical illness cover. Their detailed knowledge of the subject was clearly evident from our first meeting and they dealt with my subsequent applications from start to finish in a thorough, efficient and effective way. They combine professionalism with an approachable style, they’re straightforward and easy to talk with. Thoroughly recommended.”

Robbie Stepney

"You explain things in simple language."

"You offer a high level of personal service, making me feel valued."

"You make us feel that we matter."

"We never feel rushed to make a decision. The detailed reports and online information is excellent."


of our clients say our advice is easy to understand


of our clients say they get value from our service


of our clients say we care about their needs


of our clients say they are "extremely happy" or "very happy" with our service


of our clients would recommend us to a friend


of our clients say they trust us to look after their best interests

Illness and personal injury case study video

Illness and personal injury - cog animation
Illness and personal injury - financial planning process

The discovery meeting is all about finding out about you. We need to understand what’s important to you, and what your primary goals are for the future.  We ask a series of questions that are designed to get you to focus on what you want from the rest of your life. Our clients find this process extremely valuable and enlightening.

By now you will have received a printed proposal outlining our costs. In the Fact Find meeting we will start a comprehensive data analysis of your current and future spending patterns as well as looking at your current income, expenditures, and looking at details of what assets and liabilities you have.

During this meeting we will run through your financial plan and look at different scenarios and the routes you can take to achieve your goals. Using our planning software you will immediately be able to see the benefits of any products or investments we have recommended. This is a highly collaborative and interactive stage and puts you at the centre of your financial decisions.

Now that we have set out your goals and have a clear financial plan in place to achieve them, we can begin implementing an investment management portfolio or arranging the appropriate financial products. Now you can sit back and relax as we work hard to help you achieve the life you dream of.

Read what our clients think of our service...

See what sets us apart from other independent financial advisers...

Start taking control of your future today…
Call us on 01206 919101 or request a call back below
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Dan Woodruff. Certified Financial Planner and Chartered Wealth Manager, Colchester, Essex

Unit 5, Park Lane Business Centre, Park Lane, Langham, Colchester, Essex CO4 5WR


We focus on so much more than just your financial planning. We aim to help you reach your full potential, achieve your goals and help you live the life of your dreams.

Click below and discover our Prosper service.

Chartered Fellow CISI
Chartered Financial Planner CFP
Chartered Wealth Manager