How Investment Management Works

Second meeting – Information gathering
This meeting will start with a review of how we can help you, and we will explain our fees to you. Once you have decided to take up the service we will start gathering all the technical data we will need to advise you.  This will include assessing the risks you are prepared to take.

Analysis of your current portfolio
We will analyse your current investment portfolio to work out whether you are meeting the goals identified in the first meeting.  It is fairly normal to need to make some changes, but we help you to understand how and why we can do this to match your priorities.

As part of this we will send you a short report which helps you understand your current investments, and makes recommendations for action in certain areas to help you to make more money, or protect your position. This is based on proven strategies using our expert analysis, using our Investment Philosophy and research methodology.

Risk analysis
Investment Management is about growing your money in a controlled way so that you get security within certain boundaries.  We help you to understand how much risk is necessary or designed, and help you to understand how this affects your decisions.  Most amateur investors fail to go through this exercise and often take too much or too little risk, leaving them exposed to problems later; if you don’t want this to happen to your investments then this is a vital step to take.

Model investment portfolio
We use expertly crafted model investment portfolios to match your needs to the risks you are prepared to take.  This gives you security that you are not taking too much or too little risk, and allows us to concentrate on making money for you over time within certain limits.

Investment funds
You want the best investments so we use our research capability to recommend suitable investment funds. Our comprehensive investment fund analysis tools examines a range of statistical information to put together a portfolio designed to help you avoid costly mistakes and make you more money.  Ultimately, we make your life easier and help you to understand your investments by presenting information in a simple and easily understood format .

Investment wrapper
You probably don’t want to have to consider all the details, so you can leave that to us.  We investigate the correct investment wrapper to accommodate your requirements, depending on the complexity of your financial needs, tax status, and the breadth of your current portfolio. We can then place your investment portfolio into this wrapper, handling all the paperwork, and reducing future administration.

Third meeting – Presenting your investment plan
This meeting will be used to review and explain your investment recommendations.  We will help you to understand the recommended course of action and to then put it into action.

Reviews and Updates
You will want to keep up to date with the progress of your investment portfolio to avoid nasty shocks along the way.  We keep your investments secure by regular reviews along the way.  We will schedule a formal review at least annually, and keep you up to date by sending you quarterly investment valuations. As part of this review process we will keep you within the risk boundaries we set and thus help keep your investments on track.