Woodruff Financial PlanningIndependent Financial Advisers & Certified Financial Planners in Colchester, Essex. Financial planning for business owners and investors. Free initial investment review for portfolios £50,000+
Personal ServiceJon Tayler
As a busy business owner I value and trust the personal service delivered by Woodruff Financial Planning. They are on hand whenever I need them to discuss the best options for me and my business. They manage my investment portfolio professionally and comprehensively, delivering regular updates and meetings to discuss investment strategy and progress. My investments have consistently risen in value registering an average increase of over 8% per year in the last 4 years despite the difficult trading conditions. I have no hesitation in recommending Woodruff Financial Planning to other would be clients.
First class serviceLiz and Alan Lazell
We contacted Woodruff Financial Planning initially with no clearly developed view of our investment priorities. The service we have received has been first class in every respect; Woodruff Financial Planning has explained our options clearly at every stage of the process, always offering professional yet impartial advice and guidance. We have every confidence in the quality and integrity of service provided by Woodruff Financial Planning, and would recommend them without reservation.
Financial planning helped me retireStephen McClure
Retirement is most agreeable – it’s so nice to be doing things that I find rewarding, and I find that at the moment I have no regrets and that Monday morning is met with a smile rather than a sigh!
Personal service with Investment ManagementMartin White
Woodruff Financial Planning communicates with me frequently. They have helped me to build investment decisions in logical steps. I am happy to recommend Woodruff Financial Planning, and especially the Investment Management and financial service you offer, to anybody who is deciding if this is a good idea or not. In such circumstances, where something changes quickly, this assurance and personal service comes into its own.
Thoroughly recommendedRobbie Stepney
When you’re looking to secure your family’s future in case the worst should happen its important to work with a Financial Advisor in who you have a high level of both confidence and trust. I approached Woodruff Financial Planning to help me with some life and critical illness cover. Their detailed knowledge of the subject was clearly evident from our first meeting and they dealt with my subsequent applications from start to finish in a thorough, efficient and effective way. They combine professionalism with an approachable style, they’re straightforward and easy to talk with. Thoroughly recommended.
Completely trustworthySusan Pattrick
I asked Woodruff Financial Planning to help my sister with her financial situation. They helped her to place money according to her individual requirement for her personal risk level and she is very happy with the service that she receives from them. I would certainly recommend them as people who are clearly independent and who provide the right kind of advice according to your own personal circumstances. There are no ulterior motives with them. Their service is open and easy to understand. Definitely worth considering as personal financial advisers as well as business financial advisers. They know their stuff and are completely trustworthy!
Pro-active adviceRachel Skells
We receive good pro-active advice for our current and future needs.
Easy to understand investment adviceRay Stannard
You always give me a quick response. You are able to discuss my options at a level suitable to my own understanding. You offer comprehensive research.
Satisfied with my pension portfolioJanice Bell
I am more than satisfied with the service I get for my pension portfolio and that it is regularly reviewed.
Highly professional and ethicalSteve Wilkes
Woodruff Financial Planning has a vision of how financial services should be provided. They are highly professional and ethical, I am delighted to recommend their services as IFAs but also as people you should be connected to.
Insight into wealth managementLewis Melia
Woodruff Financial Planning has a great insight into wealth management and the creation of long term sustainable income. Their detailed process of how to get to where you want to be, if followed, can deliver real results. Their approach and explanation is clear, and their enthusiasm to get you there is infectious. I would recommend a session with the firm and sign up for their email newsletter. If you need financial and wealth planning then Woodruff Financial Planning is for you.
Professional and thoroughDamian Culhane
When planning my financial commitments and requirements I wanted to discuss my needs with someone I knew I could trust. Woodruff Financial Planning was able to explain the various options and I found their advice and insight professional and thorough. I was able to trust Woodruff Financial Planning’s advice and have no hesitation in recommending their services to anyone. Woodruff Financial Planning’s knowledge in the financial services sector has helped me to cut through the nitty gritty and determine the best solution available. Dan Woodruff is a very likable chap and you can trust him implicitly.
Refreshing approach to financial advicePaul Howes
Woodruff Financial Planning is not commission driven and therefore I am confident I’m getting the right advice for my money. They always meet deadlines and are very friendly. I have total confidence in Woodruff Financial Planning and I’m glad they are at hand whenever I need advice. Woodruff Financial Planning’s approach to financial planning is very refreshing and they have a great way of explaining things so I understand what I’m buying.
Refreshing approach to financial adviceAlex Barton
Many financial advisers are commission hungry salesmen that do not act in your best interests. Believe me I have experienced this on many occasions in the past. But that has all changed for me. Woodruff Financial Planning is fee based which in simple terms means that they work for you and not the financial suppliers. My wife and I have received a personal and reassuring service that has enabled us to get on with the rest of our lives knowing that our finances are in safe hands. How do I know this? Woodruff Financial Planning provides you expert and professional advice supported by reports and key information which enables you to make informed decisions and empowers you to make the correct choices for your needs. If you require professional financial advice for Mortgages to Inheritance Tax there is no need to look any further. A pleasure to do business with!
Spot on mortgage adviceSadie Rizzo
The mortgage advice I received was spot on. A variety of mortgage options were clearly explained to me after a full consideration of my needs. I cannot recommend Woodruff Financial Planning enough. I will certainly be returning for mortgage advice in the future.
Competent and professionalRavi Peal-Shankar
I have known Woodruff Financial Planning for a while and they are consummate professionals. If you’ve ever felt overwhelmed by the process of financial planning: if you’ve wondered how to find a financial professional who is both competent and trustworthy: whether you’re already well-to-do or just beginning to build a nest egg: – I would highly recommend you talk to Woodruff Financial Planning first!
Helpful and positive investment adviceAngela Low
All queries, however small, are dealt with in a helpful and positive manner. If unavailable, calls always returned promptly. E-mail newsletter very informative.
Honest and trustworthy financial adviceRose Barton
Woodruff Financial Planning communicates well and explains complicated matters easily to the average person. Your honest and trustworthy manner gives us confidence that we are speaking to the right people about our financial goals.
Overall ExcellenceA Google User
I asked Dan about two years ago to help my sister with her financial situation. He helped her to place money according to her individual requirement for her personal risk level and she is very happy with the service that she receives from him. I would certainly recommend Dan as someone who is clearly independent and who provides the right kind of advice according to your own personal circumstances. There are no ulterior motives with Dan. His service is open and easy to understand. Definitely worth considering as a personal financial adviser as well as a business financial adviser. He knows his stuff and is completely trustworthy!
Overall ExcellenceA Google User
Woodruff Financial Planning is an Independent Financial Adviser firm in Colchester. They offer a very comprehensive range of services from Mortgages, Protection, Pensions, Investments... They have access to a wide variety of research tools so they can shop around the market to find the best deal. They can explain technical, complicated concepts very simply and clearly allowing you to understand the process and your decisions fully. Highly recommended!
Woodruff Financial Planning
Independent Financial Advisers & Certified Financial Planners in Colchester, Essex Call us now on 01206 266882
Initial meeting – Understanding you
We need to understand what is important to you, and what your primary goals are for the future. Most people have not defined this, so we spend the first meeting asking some smart questions to get you to think about what you want from the rest of your life. This session is valuable to you since it will help you to focus on your priorities. For us, it will enable us to start building your plan so you can start taking control over your finances.The first meeting is completely free, and you are under no obligation to us.
In this meeting we will help you to understand how our service can benefit you, but won’t expect you to sign up to anything until later. After the initial meeting we will send you further details on how we can help you, as well as the contracts for our services.
Second meeting – Information gathering
This meeting will start with a review of how we can help you, and we will explain our fees to you. Once you have decided to take up the service we will start a comprehensive data analysis of your current and future spending patterns. We will also gather any technical information we need on your existing financial products and other assets.
Third meeting – Presenting your financial plan
We will schedule a third meeting in which we present your current and future financial plans to you. We use state of the art software to evaluate your financial life now and how your choices will impact on your financial future. This will give you a greater understanding of the implications of your financial decisions and start you on your journey towards financial security. This is a highly collaborative and interactive stage which allows you to be at the centre of your financial decisions.As we discuss your plans, we can make changes and assess alternative scenarios so that you can immediately see the implications of different routes towards your goals.
Once we have agreed your strategy we will prepare a written plan of action.
Putting your plan into action
Only when we have set out your financial goals can we set about recommending an investment management portfolio or setting up other financial products. In fact it is quite common at the end of this review not to have to put in place new products because you already have the correct assets in place.We would then go through a rigorous research process to ensure we recommend the most appropriate products and providers on the market.
Reviewing your plan
We schedule at least an annual financial planning meeting to regularly review your plan and your current circumstances to ensure that you remain on track to achieve your goals.
What our clients say
“Retirement is most agreeable – it’s so nice to be doing things that I find rewarding, and I find that at the moment I have no regrets and that Monday morning is met with a smile rather than a sigh!”Read more testimonials.