5 ways to guarantee retirement insecurity

5-ways-to-guarantee-retirement-insecurity November 24th, 2016 by Dan Woodruff

You have some very important decisions ahead if you are about to retire. This article examines the 5 biggest risks to your retirement plans. Or to put it another way: […]

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Pension withdrawals – 12 crucial considerations

Pension withdrawals - 12 crucial considerations November 2nd, 2016 by Dan Woodruff

Before you take any pension withdrawals, read this article. You have been saving for years, and it is your money, so why shouldn’t you withdraw money from your pension? We […]

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Plans to sell annuities abandoned

The Government has abandoned plans to sell annuities October 19th, 2016 by Dan Woodruff

The plan to allow consumers to sell annuities for a cash lump sum has been abandoned by the UK Government. Key points: You will now not be able to sell […]

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New State Pension from 2016

New State Pension rules apply if you retire after 6th April 2016 April 13th, 2016 by Dan Woodruff

This article explains how the new State Pension works from 6th April 2016. The changes do not affect you if you are already claiming the State Pension. This change is important […]

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Pension tapered annual allowance for high earners

Pensions tapered annual allowance for high earners December 15th, 2015 by Dan Woodruff

If your total income is greater than £110,000 and you pay into a pension plan, you need to be aware of changes to the pension annual allowance for high earners, […]

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Should you top up your State pension?

Should you top up your state pension? October 12th, 2015 by Dan Woodruff

The State pension is changing from April 2016. As a result of this change you will be offered the chance to top up your State pension if you already receive […]

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Pension lifetime allowance to reduce

The March 2015 Budget announced a reduction in the pension lifetime allowance to £1 million. April 12th, 2015 by Dan Woodruff

The March 2015 Budget introduced that the pension lifetime allowance will reduce to £1 million from April 2016. Tweet this These changes will be important to you if your existing […]

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How to sell your retirement annuity

The March 2015 Budget announced a consultation on rules to allow you to sell your retirement annuity. April 11th, 2015 by Dan Woodruff

The March 2015 Budget introduced an interesting consultation designed to allow you to sell your pension annuity and convert this to a lump sum. These proposals have now been abandoned, […]

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Pensions and divorce

Pensions and divorce November 28th, 2014 by Dan Woodruff

If you are considering divorce you should think carefully about your pension plans. The decisions you take now could have a significant impact on your future income in retirement. Tweet […]

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Pension death benefits changes

Pension death benefits changes November 21st, 2014 by Dan Woodruff

Pension funds will receive a boost in April 2015 when the tax on certain death benefits is removed. You can now pass your entire pension fund to anyone tax-free if […]

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