Property vs investment portfolios – which is better?

property vs investments which is better September 3rd, 2015 by Dan Woodruff

We are often asked which is better – property or investment portfolios. This article examines all the issues, advantages and disadvantages of both property and investment portfolios. Key points Investment returns […]

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Buy to let tax relief changes

buy to let tax relief changes September 2nd, 2015 by Dan Woodruff

From April 2017 the way you claim tax relief against a buy to let mortgage will change.If you pay income tax at 40% or 45%, and have a mortgage on […]

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Changes to dividends tax for investments

changes to dividends tax on investments July 23rd, 2015 by Dan Woodruff

Since April 2016 the way dividends are taxed in investments has changed. This will also affect small business owners who pay themselves via a salary and dividends. Key points Increase […]

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Income: the overlooked power of ISAs

Income: the overlooked power of ISAs September 19th, 2014 by Dan Woodruff

What’s the most powerful feature of your ISAs/NISAs? One that’s so blindingly obvious that it’s often overlooked, even by the experts. Tweet this. This article explores the astonishing value presented […]

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New NISA rules

NISA rules 2014 August 22nd, 2014 by Dan Woodruff

The tax-free NISA allowance is now £20,000 per person, per tax year (from April 2017). This article explains how the NISA rules work, how they differ to the old ISAs, […]

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What to do with an inheritance – investment advice

June 30th, 2014 by Dan Woodruff

Have you received an inheritance? If so, you need to make important decisions, which may affect your future security. We are often asked about inheritance investment advice. Surprisingly, although an […]

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£66,567 to leave University debt free

April 25th, 2014 by Dan Woodruff

The typical university costs of a 3-year course is £66,567 in tuition fees and living costs. Despite this, it seems that the 2012 changes to allow tuition fees to rise to […]

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New ISA allowances explained for 2014-2015 (NISA)

March 22nd, 2014 by Dan Woodruff

Do you find ISAs confusing? They just got easier to understand, and a lot more generous after the Budget. This article explains all you need to know about the New […]

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What 5 years of record low interest rates mean for you

What is likely to happen to the low interest rates we have come to expect? March 7th, 2014 by Dan Woodruff

What would happen to your finances if interest rates went up to 3%? We know that interest rates won’t stay at 0.5% forever. Where are interest rates headed, and what […]

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How risky are popular shares?

How risky are popular shares? January 29th, 2014 by Dan Woodruff

Do you hold shares in well-known companies? These companies are usually seen as pretty safe given that they are used by everyone. But how true is this? We use interesting […]

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