Lifetime ISA

May 16th, 2017 by Dan Woodruff

The Government has launched a new type of ISA called the Lifetime ISA (LISA). This article explains how the Lifetime ISA works, who can use it, and how it is […]

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Inflation and investments

inflation and investments May 9th, 2017 by Dan Woodruff

Inflation is rising in the UK, mainly due to the fall in the value of Sterling and rising oil prices. Inflation rises mean that goods cost more to buy. As a […]

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How you could save £226,436 just by maxing out your ISAs

February 21st, 2017 by Dan Woodruff

Do you have taxable investments or savings? This article should be of interest if you pay income tax, but particularly if you pay income tax at 40% or greater, or if […]

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Risk vs reward with investments

June 20th, 2016 by Dan Woodruff

Have you ever wondered what is the point of taking risks with investments? In this article, we examine the benefits and risks of investing: the trade off that is risk vs reward with […]

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EU referendum resources

EU referendum resources April 27th, 2016 by Dan Woodruff

The UK votes in a pivotal referendum on June 23rd. What will happen to the economy if the UK votes to leave in the referendum? We have found that it can […]

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ISA allowance April 2017

A new ISA allowance of £15, 240 is available from April 2016 April 4th, 2016 by Dan Woodruff

As the new tax year begins on 6th April 2017, each person has a new ISA allowance. Each adult investor now has an ISA allowance of £20,000 available to shelter from […]

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Capital gains tax on investments

March 17th, 2016 by Dan Woodruff

Since 6th April 2016, the capital gains tax on investments has reduced to 10% or 20%, from the previous rates of 18% or 28%. No change was made to the capital […]

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Tax planning with investments

March 14th, 2016 by Dan Woodruff

As you approach the new tax year, you should examine methods to shelter your savings and investments from tax. Here are 9 ideas for tax planning with investments. If a married couple […]

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The personal savings allowance

Personal Savings Allowance February 17th, 2016 by Dan Woodruff

From April 2016 a new Personal Savings Allowance will mean that most people can avoid tax on their savings interest. Most people can save up to £200 tax as a result […]

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Transferrable ISA allowance on death

ISA allowances after the death of a spouse January 6th, 2016 by Dan Woodruff

We explain how married couples and civil partners can use the transferrable ISA allowance on death. This permits the surviving spouse to keep the accumulated ISA allowance of their deceased […]

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