We have added a new mortgage advice case study to our website.  Click on the link for more information on how we helped a couple to shop around for the best mortgage for their needs.

Read more of "Mortgage advice case study"

This post is part of a series on investment theory and philosophy. Inflation and investment management Inflation has an underestimated impact on investment returns over time.  Often people focus on the actual rates of return without reflecting on the impact of the increase in the cost of living. The above chart shows how returns can [...]

Read more of "Inflation and investment management"

This post is part of a series on investment theory and philosophy. Market turbulence In turbulent stock market periods it can be tempting to reduce the risk of your investment portfolio by biasing the portfolio more towards safer assets. However, in doing this, all that is really being achieved is to hamper future performance in [...]

Read more of "Market turbulence and investment management"

This post is part of a series on investment theory and philosophy. Market timing and investments It can be tempting to try and make short term gains on investment portfolios by moving in and out of the different markets.  Even with very strong market and economic data, this is almost impossible to get right every time. [...]

Read more of "Market timing and investments"

This post is part of a series on investment theory and philosophy. Asset allocation Portfolio construction generally starts with asset allocation.  This is the choice of which assets to use, and in what proportion.  This will be put together with a medium to long term view, and have a combination of assets that will work [...]

Read more of "Asset allocation with your investment portfolio"