This post is part of a series on investment theory and philosophy. Asset allocation Portfolio construction generally starts with asset allocation.  This is the choice of which assets to use, and in what proportion.  This will be put together with a medium to long term view, and have a combination of assets that will work [...]

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This post is part of a series on investment theory and philosophy. Diversification The best way to manage risks with investments is to diversify your portfolio.  This can be in a number of ways such as increasing the number of holdings.  For example, if you hold 1 company in your portfolio and this fails, then you [...]

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This post is part of a series on investment theory and philosophy. About investment risk Investment management is all about managing risk.  All investments involve some sort of risk, from almost no risk, to a high level of risk.  In general terms it can be said that the greater the risk you take the greater [...]

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We firmly believe that it is important for you to understand how and why we work in the way that we do with your investments. This will give you confidence that we operate a robust process in which investment decisions can be made. We act in the same way for all clients, although we can [...]

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Annuity rates set to drop further You may have heard that the Bank of England has launched the latest attempt to boost the UK economy with £50 billion of quantative easing. This is where they issue new money in order to buy back assets and hopefully boost the money available in the economy. This is [...]

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